Bankers hate risk. That’s why higher risk means higher collateral and larger transaction fees.

So what can you do to deal with this reality? Approach the issue of obtaining a merchant account as though you were applying for a loan: Be professional, and be prepared. This can go a long way to reducing the demands placed on you. If you convince the financial institution that you are a lower risk, it can help substantially.

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Internet, organizations, phone card

One of the most vexing challenges for any small business seeking to establish a store on the Internet is obtaining the accounts necessary to accepting credit card orders on-line. These are known as merchant accounts.

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business, credit card, phone call

Whether single or not, you might (must) wonder about people who meet on line. Real friendship? Real love? Finding a good new person to add to your life is often a challenge once one is a certain age. Watch love unfold as two writers meet in this linked four part piece. A snack or a full course meal. Just for you. And it’s fat-free.

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calling cards, friendship, phone conversations